Z – A Revolutionary Path From Renting To Home Ownership

A Better Mortgage

Than You Thought Was Possible.

Incredible Mortgage Benefits

No Down Payment Required

100% Financing Program

No Closing Costs (Lender paid)

No Private Mortgage Insurance (PMI)

No Perfect Credit (No Score Check)

Below Market Interest Rate

As Low As .125% (Rate Buy Down)

Meet The Murray Family

The Murray’s wanted to start their exciting new chapter by putting down roots in Northern Virginia and purchase their first home. Their interest rate locked in at 0.0625%, Monthly Payment = $1,698.06 on a $500,000 home, including a $48,662 lender matching grant. What an investment!

The Murray Family’s 0.0625% FIXED Interest Rate!

A Pressure Free Way To Buy A Home

People first is our motto. Anyone can unlock a door. Our experts offer pressure free insight to empower your decisions with confidence. That means you’ll never be pressured to buy a home that isn’t right for you. Instead, you’ll get unbiased advice from an expert you can trust to have your best interests in mind.

Our Agents

We’re not like everyone else. THERE, we said it. Our team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership. SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS!

kristopher fraley pinkesh gala naca realtor dc maryland virginia

Our Vision

It all starts with a vision, and ours is big and bold. We want to be the most impactful real estate company in the world – enriching the lives of our clients and agents, while supporting our communities. Home buyers save an average of $15,000 with us!