Our mission is to provide the best home buying experience for our communities.
We take pride in maintaining an average rating of 5 out of 5 stars on Google, Facebook, Yelp, & Zillow. Check out what our clients have to say about us online!
If you’re a client please give us a review by clicking the review site logos below!
The Murray Family | ★★★★★
Bought a single family home in Stafford, Virginia
“My family and I are extremely grateful for Kristopher Fraley. He was the perfect realtor to have on our team during our NACA process. If you are in the NACA program, look no further. Kris made it clear through his words and actions – consistently – that he was on our side and genuinely wanted the best for us. There was never any pressure from him to do anything, only support, 100% of the time.”
The Silva Family | ★★★★★
Bought a single family home in Silver Spring, Maryland
“We bought our house through a NACA loan and got one of the lowest mortgage payments imaginable with a 2% interest rate. Thanks to the knowledge and the relationships Kristopher and their team has built over the years, our house buying experience with NACA was smooth and I don’t think it would have been smooth if it wasn’t for their team.”
Ms. Goin & Her Son | ★★★★★
Bought a townhome in Germantown, Maryland
“Kris, from my entire family to you, THANK YOU FOR EVERYTHING BROTHER. From the bottom of my heart man, you gave my family HOPE when we were constantly moving from apt to basement to apt to rented home and on the brink of quitting multiple times. Now that we’re in this home and my mother’s dream came true, you lit a fire in me that makes me WANT SO MUCH MORE for my mother and the rest of my family. You’ve inspired me to never give up on any of my dreams. You’re an incredible soul my man. You will forever be family to us. WE LOVE YOU MAN. THANK YOU!”
The Durant Family | ★★★★★
Bought a Single Family Home in Elkridge, Maryland
I had a very pleasant experience in the beginning through NACA. Things got a little bit hairy toward the end but I had really good people behind me. My NACA counselor was awesome, my realtors Cedric & Kris were awesome, you definitely need a good team because there are some challenges that become hard for your to navigate alone, having a little bit of insight, ways to get around those challenges. So I definitely recommend having a good team.
The Owaga Family | ★★★★★
Bought a townhome in Columbia, Maryland
“I had a very great experience with Kris. He is very knowledgeable, experienced, and calm person. Working with Kris made my work as a first time home buyer very easy. He proved very competent and knows exactly how to satisfy his customers and we were always a head of the schedule. Thanks again Kris!”
Ms. Blair | ★★★★★
Bought a condo in Columbia, Maryland
“Cedric and his team were very helpful with the home buying process. As a first time home buyer, they walked me through the whole process and made sure I was comfortable and knowledgeable about all decisions that were made. I would definitely recommend him to anybody in the DMV area especially if they are using the NACA program.”
SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS!
We’ve been protecting buyers and saving them thousands in the DC, Maryland & Virginia metropolitan area for over a decade. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership.
Kristopher Fraley DC, Maryland & Virginia: No Down Payment!, 100% Financing! No PMI, No Closing Costs, Rate as low as 0.125%! (NO INTEREST MORTGAGE!)