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Protecting Buyers In The DC, Maryland & Virginia Area

Metropolitan Area For Over A Decade

People First. Results Driven.

We’re not like everyone else. THERE, we said it. My real estate team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We specialize in the DC-District Of Columbia/MD-Maryland/VA-Virginia metropolitan area. Our NACA team leader Kristopher Fraley knows first hand what it takes to close on a NACA mortgage with an incredibly low interest rate, as he himself is a NACA home owner(0.0625% fixed rate). You may often see him posting on the NACA forums among many other places across the internet.

Experience. Knowledge. Results.

Kristopher Fraley & his team are experts on the NACA program. By developing relationships with NACA counselors, departments heads, and regional program managers over the last decade we’ve helped guided many buyers through the program successfully. we are proud to put our knowledge and expertise to work for you. Our passion is to help you realize the American Dream!

Qualify. Find. Own.

A few years ago a serendipitous event(purchasing a home through the NACA program with a 0% 30 year fixed interest rate) inspired me to become a licensed NACA approved real estate agent, and I love it! There is nothing greater than giving back and its a fantastic process that I feel lucky to participate in. With so many money hungry sharks preying on innocent people in the real estate industry, I feel honored when people trust me and my team to help them obtain the best terms on a mortgage possible.

THE NACA PROGRAM IS NOT FOR THE FAINT OF HEART! Navigating through the program is far different than a conventional mortgage one can obtain down the street. It requires patience. Conventional real estate spend MILLIONS a year on advertising just to charge you FEES! NACA = $0 advertising, NO FEES! Don’t be fooled. Those who conquer the NACA program end up with unbeatable mortgage terms throughout the nation! We are proud to put our knowledge and expertise to work for you. Our passion is to help you realize the American Dream!

The NACA program offers: No down payment requiredno closing costsno private mortgage insuranceno credit score checkbelow market interest rateas low as 0.125% 30 years fixed. NO INVESTORS, Cannot currently own any property, Owner occupancy(must live in home), there is no income minimum, or maximum, no restricted purchasing areas, lender pays appraisal, and absolutely no bogus fees!

We are the only team in the 
DC, Maryland & Virginia metropolitan area with an NACA Approved Realtor and an NACA Buy down Specialist. When you work with us, you get more than a single realtor.

The Best Home Buying Resource For DC, Maryland & Virginia

naca program realtor kristopher fraley dc maryland virginia

Are You Ready To Work With A DC, Maryland & Virginia Approved NACA Realtor?

Kristopher Fraley
NACA Program Team Leader
Keller Williams Capital Properties
20 W Gude Drive #200
Rockville, MD 20850
Kristopher Fraley NACA Realtor
Email: kris@no-downpayment.com

View Our Post On The NACA Forum

View Our Reviews

Our experience with Mr. Kristopher Fraley deserves highest appreciation and five stars all around. We bought our house through a NACA loan and got one of the lowest mortgage payments imaginable with a 2% interest rate. Thanks to the knowledge and the relationships Kristopher and their  team has built over the years, our house buying experience with NACA was smooth and I don’t think it would have been smooth if it wasn’t for their team.

Mr. & Mrs. Silva – Full Review Here

Kris, from my entire family to you, THANK YOU FOR EVERYTHING BROTHER. From the bottom of my heart man, you gave my family HOPE when we were constantly moving from apt to basement to apt to rented home and on the brink of quitting multiple times. Now that we’re in this home and my mother’s dream came true, you lit a fire in me that makes me WANT SO MUCH MORE for my mother and the rest of my family. You’ve inspired me to never give up on any of my dreams. You’re an incredible soul my man. You will forever be family to us. WE LOVE YOU MAN. THANK YOU!

Ms. Goin & Her Son – Full Review Here

My family and I are extremely grateful for Kristopher Fraley. He was the perfect realtor to have on our team during our NACA process. If you are in the NACA program, look no further. Kris made it clear through his words and actions – consistently – that he was on our side and genuinely wanted the best for us. There was never any pressure from him to do anything, only support, 100% of the time.

The Murray Family – Full Review Here