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  • What is the qualification re-submission time frame in NACA?
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  • Ms. Lewis Closes in DC Office with a 1.875% 30 Year Fixed Interest Rate Through The NACA Program

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

This website is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer. We are NOT "in house" NACA employed realtors.

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

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  • What Is NACA?
    • Why the NACA loan?
    • Who’s Eligible?
    • NACA Qualification Requirements
    • NACA Mortgage Program Guide
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Blog

NACA Program Pros and Cons
5 Main NACA Benefits Blog NACA FAQ 

The Pros And Cons Of A NACA Mortgage

March 11, 2019August 1, 2019 Kristopher Fraley , Realtor

The NACA Purchase Mortgage Program enables borrowers to purchase a home with no down payment and closing costs.  The NACA Program is designed

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Blog NACA FAQ 

NACA Max Purchase Price Limit Increases In DC (District Of Columbia) In Select Cities to $726,525

February 1, 2019March 5, 2020 Kristopher Fraley , Realtor

DC is one of the most expensive housing markets in the United States. Previously the max purchase price was $453,000

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Blog NACA FAQ 

NACA Max Purchase Price Limit Increases In Virginia (NOVA) In Select Cities to $726,525

February 1, 2019March 5, 2020 Kristopher Fraley , Realtor

Northern Virginia is one of the most expensive housing markets in the United States. Previously through NACA the max purchase

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Blog NACA FAQ 

NACA Max Purchase Price Limit Increases In Maryland In Select Cities to $726,525

February 1, 2019March 5, 2020 Kristopher Fraley , Realtor

Maryland close to DC is one of the most expensive housing markets in the United States. Previously the max purchase

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Kristopher Fraley
Blog NACA Closings 

Mr. & Mrs. Williams Close in Baltimore Office with a 1.375% 30 Year Fixed Interest Rate Through The NACA Program- Kristopher Fraley

December 29, 2018March 5, 2020 Kristopher Fraley , Realtor

Mr. & Mrs. Williams & their NACA realtor Kristopher Fraley closing at the Baltimore NACA office. Mr. & Mrs. Williams

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Ms. Greenwood & Kristopher Fraley
Blog NACA Closings 

Ms. Greenwood Closes in DC Office with a 3.875% 30 Year Fixed Interest Rate Through The NACA Program-(Review) Kristopher Fraley

September 19, 2018June 13, 2019 Kristopher Fraley , Realtor

Ms. Greenwood & her NACA realtor (Kristopher Fraley) closing at the DC NACA office. Ms. Greenwood’s purchase price is $410,500

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Kristopher Fraley
Blog NACA Closings 

Mr. & Mrs. Murray Close in DC Office with a 0.0625% 30 Year Fixed Interest Rate Through The NACA Program-(Review) Kristopher Fraley

September 14, 2018January 30, 2020 Kristopher Fraley , Realtor

Meet The Murray Family My family and I are extremely grateful for Kristopher Fraley. He was the perfect realtor to

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Ms. Goin & Kristopher Fraley
Blog NACA Closings 

Ms. Goin Closes With A 0.25% (Quarter Percent) 30 Year Fixed Interest Rate Through The NACA Program (Review)- Kristopher Fraley

July 17, 2018January 30, 2020 Kristopher Fraley , Realtor

This is not an ordinary review to “promote” Kris’s services. This is a genuine and honest review of Kris Fraley

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Ms. Soulhi Ross & Kristopher Fraley At DC NACA Office Closing
Blog NACA Closings 

Ms. Soulhi Ross Closes in DC Office with a 0.0625% 30 Year Fixed Interest Rate Through The NACA Program- Kristopher Fraley

June 29, 2018March 5, 2020 Kristopher Fraley , Realtor

Ms. Soulhi Ross closing on her home at the DC NACA office. CONGRATULATIONS!! Her Purchase price is $455,000. Loan amount

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Ms. Galan & Her Agent Kristopher Fraley
Blog NACA Closings 

Ms. Galan Closes with a 1.5% 30 Year Fixed Interest Rate Through The NACA Program (Review)- Kristopher Fraley

June 18, 2018January 30, 2020 Kristopher Fraley , Realtor

Ms. Galan showing off her new home! 1.5% 30 year fixed interest rate! Ms. Galan showed much perseverance through the

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Maryland Max Purchase Price Increase Prince Georges County
Blog Mortgage Q & A NACA FAQ 

NACA Max Purchase Price Increases In Maryland In Select Cities to $726,525

January 15, 2018March 5, 2020 Kristopher Fraley , Realtor

THERE IS A MORE RECENT VERSION OF THIS ARTICLE AVAILABLE FROM 2019 BY CLICKING HERE Maryland Max Purchase Price Increase

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Virginia NACA Max Purchase Price
Blog Mortgage Q & A NACA FAQ 

NACA Max Purchase Price Increases In Northern Virginia (NOVA) to $726,525

January 15, 2018March 5, 2020 Kristopher Fraley , Realtor

THERE IS A MORE RECENT VERSION OF THIS ARTICLE AVAILABLE FROM 2019 BY CLICKING HERE Northern Virginia is one of

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Ms. Blair At Her Condo!
Blog NACA Closings 

Ms. Blair Closes in DC Office with a 1.375% 30 Year Fixed Interest Rate Through The NACA Program- Kristopher Fraley

December 18, 2017March 5, 2020 Kristopher Fraley , Realtor

Ms. Blair showing off her new home! 1.375% 30 year fixed interest rate! Ms. Blair showed much perseverance through the

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Targeted Member VS Non Targeted Member
Blog NACA FAQ 

What is a NACA ‘Targeted Member’ VS ‘Non Targeted Member’?

November 23, 2017August 1, 2019 Kristopher Fraley , Realtor

This information pertains to the DC/MD/VA surrounding areas. Anyone who wishes go to through the NACA program may do so,

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Blog NACA FAQ 

Currently living with parents & going through NACA?

October 26, 2017August 1, 2019 Kristopher Fraley , Realtor

Are you living with parents trying to save to buy a home? Many individuals are smart and take advantage of

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Blog NACA Closings 

The Durant Family Closes In The DC NACA Program Office!

September 30, 2017January 30, 2020 Kristopher Fraley , Realtor

The infamous green door trim where buyers close in the DC NACA office… 🙂

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Can I use my 401k Money?
Blog Mortgage Q & A NACA FAQ NACA Tips 

Can I use my 401k money to buy down the interest rate through NACA?

September 21, 2017August 1, 2019 Kristopher Fraley , Realtor 401k, NACA

As the NACA Home Buyer’s Workbook/Qualification Workbook states: Documentation of other assets is important if used for the MRF and/or

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Tips To Navigate NACA Loan
Blog Mortgage Q & A NACA Tips 

Tips to navigate through the NACA process quicker

August 1, 2017June 4, 2020 Kristopher Fraley , Realtor

Navigating through the NACA process can be lengthy & frustrating. Here are a couple of tips to First, ask you

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Mr. & Mrs. Silva & Kristopher Fraley At Settlement
Blog NACA Closings 

Mr. & Mrs. Silva Close in DC Office with a 2% 30 Year Fixed Interest Rate Through The NACA Program-(Review) Kristopher Fraley

July 9, 2017January 30, 2020 Kristopher Fraley , Realtor

Mr. & Mrs. Silva 07/09/2017 Bought a Single Family home in 2017 for approximately $425K in Silver Spring, MD. Primary

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Sheldon Faison F.A.C.E.S Home Inspector
Blog NACA Tips 

NACA Approved Home Inspector In The DC, Maryland & Virginia Area

July 7, 2017August 1, 2019 Kristopher Fraley , Realtor

Sheldon Faison in our opinion the best NACA approved home inspector in the entire DC, Maryland & Virginia area. He

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Our Mission – Why Us?

We know finding the right home begins with finding the right mortgage. It’s a big step, from pre-approval to closing. You will have peace of mind knowing we are with you every step of the way. We’re not like everyone else. THERE, we said it. Our team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership. SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS! Everyone gets the same incredible terms, regardless of your credit score. PERIOD.

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Kristopher Fraley

Pinkesh Gala

kris@no-downpayment.com

Smart Realty

1700 Elton Rd #201

Silver Spring, MD 20903

Copyright © 2019 Kristopher Fraley does not work for the Neighborhood Assistance Corporation Of America (NACA). This website is NOT owned or operated by NACA., Mortgage Program In DC, Maryland & Virginia. All rights reserved.

www.no-downpayment.com is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer.