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Monday, April 12, 2021
Latest:
  • What is the qualification re-submission time frame in NACA?
  • What Is A NACA Purchase And Sale Agreement?
  • NACA Underwriting Delays At Bank Of America
  • NACA Credit Access Denied?
  • Ms. Lewis Closes in DC Office with a 1.875% 30 Year Fixed Interest Rate Through The NACA Program

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

This website is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer. We are NOT "in house" NACA employed realtors.

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

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  • What Is NACA?
    • Why the NACA loan?
    • Who’s Eligible?
    • NACA Qualification Requirements
    • NACA Mortgage Program Guide
    • NACA Purchase Workbook
    • NACA Workshop Presentation
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NACA Tips

Can I use my 401k Money?
Blog Mortgage Q & A NACA FAQ NACA Tips 

Can I use my 401k money to buy down the interest rate through NACA?

September 21, 2017August 1, 2019 Kristopher Fraley , Realtor 401k, NACA

As the NACA Home Buyer’s Workbook/Qualification Workbook states: Documentation of other assets is important if used for the MRF and/or

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Tips To Navigate NACA Loan
Blog Mortgage Q & A NACA Tips 

Tips to navigate through the NACA process quicker

August 1, 2017June 4, 2020 Kristopher Fraley , Realtor

Navigating through the NACA process can be lengthy & frustrating. Here are a couple of tips to First, ask you

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Sheldon Faison F.A.C.E.S Home Inspector
Blog NACA Tips 

NACA Approved Home Inspector In The DC, Maryland & Virginia Area

July 7, 2017August 1, 2019 Kristopher Fraley , Realtor

Sheldon Faison in our opinion the best NACA approved home inspector in the entire DC, Maryland & Virginia area. He

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Avoid Late Fees
Blog NACA Tips 

How to avoid late fees accessed by sellers for closing late.

February 22, 2017August 1, 2019 Kristopher Fraley , Realtor

Dont get stuck paying $150-200 a day for not closing on time. Heres how to avoid late fees! It has

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Change Counselors
Blog NACA Tips 

I want to change my NACA mortgage counselor, what do I do?

February 18, 2017August 1, 2019 Kristopher Fraley , Realtor

Mortgage Counselors As im sure you have already read/heard, the NACA process is NOT fast. It is no uncommon for

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Letters Of Explanation
Blog NACA Tips 

What are NACA letters of explanation?

February 7, 2017August 1, 2019 Kristopher Fraley , Realtor

NACA Letters of explanation are simply that. Short paragraph or less explanations for certain things that come up that underwriters(both

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Real Estate Contract
Blog NACA Tips 

NACA Purchase & Sale Agreement Tip

January 16, 2017June 4, 2020 Kristopher Fraley , Realtor

Since you are responsible for paying any penalties arising from a P&S Agreement, regardless of the actions of NACA or

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Our Mission – Why Us?

We know finding the right home begins with finding the right mortgage. It’s a big step, from pre-approval to closing. You will have peace of mind knowing we are with you every step of the way. We’re not like everyone else. THERE, we said it. Our team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership. SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS! Everyone gets the same incredible terms, regardless of your credit score. PERIOD.

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Kristopher Fraley

Pinkesh Gala

kris@no-downpayment.com

Smart Realty

1700 Elton Rd #201

Silver Spring, MD 20903

Copyright © 2019 Kristopher Fraley does not work for the Neighborhood Assistance Corporation Of America (NACA). This website is NOT owned or operated by NACA., Mortgage Program In DC, Maryland & Virginia. All rights reserved.

www.no-downpayment.com is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer.