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Tuesday, January 19, 2021
Latest:
  • What is the qualification re-submission time frame in NACA?
  • What Is A NACA Purchase And Sale Agreement?
  • NACA Underwriting Delays At Bank Of America
  • NACA Credit Access Denied?
  • Ms. Lewis Closes in DC Office with a 1.875% 30 Year Fixed Interest Rate Through The NACA Program

Kristopher Fraley – DC, Maryland & Virginia

This website is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer. We are NOT "in house" NACA employed realtors.

Kristopher Fraley – DC, Maryland & Virginia

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  • What Is NACA?
    • Why the NACA loan?
    • Who’s Eligible?
    • NACA Qualification Requirements
    • NACA Mortgage Program Guide
    • NACA Purchase Workbook
    • NACA Workshop Presentation
  • Steps To Home Ownership
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NACA FAQ

NACA Program Pros and Cons
5 Main NACA Benefits Blog NACA FAQ 

The Pros And Cons Of A NACA Mortgage

March 11, 2019August 1, 2019 Kristopher Fraley , Realtor

The NACA Purchase Mortgage Program enables borrowers to purchase a home with no down payment and closing costs.  The NACA Program is designed

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Blog NACA FAQ 

NACA Max Purchase Price Limit Increases In DC (District Of Columbia) In Select Cities to $726,525

February 1, 2019March 5, 2020 Kristopher Fraley , Realtor

DC is one of the most expensive housing markets in the United States. Previously the max purchase price was $453,000

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Blog NACA FAQ 

NACA Max Purchase Price Limit Increases In Virginia (NOVA) In Select Cities to $726,525

February 1, 2019March 5, 2020 Kristopher Fraley , Realtor

Northern Virginia is one of the most expensive housing markets in the United States. Previously through NACA the max purchase

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Blog NACA FAQ 

NACA Max Purchase Price Limit Increases In Maryland In Select Cities to $726,525

February 1, 2019March 5, 2020 Kristopher Fraley , Realtor

Maryland close to DC is one of the most expensive housing markets in the United States. Previously the max purchase

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Maryland Max Purchase Price Increase Prince Georges County
Blog Mortgage Q & A NACA FAQ 

NACA Max Purchase Price Increases In Maryland In Select Cities to $726,525

January 15, 2018March 5, 2020 Kristopher Fraley , Realtor

THERE IS A MORE RECENT VERSION OF THIS ARTICLE AVAILABLE FROM 2019 BY CLICKING HERE Maryland Max Purchase Price Increase

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Virginia NACA Max Purchase Price
Blog Mortgage Q & A NACA FAQ 

NACA Max Purchase Price Increases In Northern Virginia (NOVA) to $726,525

January 15, 2018March 5, 2020 Kristopher Fraley , Realtor

THERE IS A MORE RECENT VERSION OF THIS ARTICLE AVAILABLE FROM 2019 BY CLICKING HERE Northern Virginia is one of

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Targeted Member VS Non Targeted Member
Blog NACA FAQ 

What is a NACA ‘Targeted Member’ VS ‘Non Targeted Member’?

November 23, 2017August 1, 2019 Kristopher Fraley , Realtor

This information pertains to the DC/MD/VA surrounding areas. Anyone who wishes go to through the NACA program may do so,

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Blog NACA FAQ 

Currently living with parents & going through NACA?

October 26, 2017August 1, 2019 Kristopher Fraley , Realtor

Are you living with parents trying to save to buy a home? Many individuals are smart and take advantage of

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Can I use my 401k Money?
Blog Mortgage Q & A NACA FAQ NACA Tips 

Can I use my 401k money to buy down the interest rate through NACA?

September 21, 2017August 1, 2019 Kristopher Fraley , Realtor 401k, NACA

As the NACA Home Buyer’s Workbook/Qualification Workbook states: Documentation of other assets is important if used for the MRF and/or

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Volunteer
Blog NACA FAQ 

How often do I need to volunteer through NACA to purchase a home?

June 9, 2017August 1, 2019 Kristopher Fraley , Realtor

The successes of NACA have only been possible with the hard work of its Members. The work is exciting and

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Minimum Required Funds
Blog NACA FAQ 

What is MRF?(Minimum Required Funds) through NACA

March 23, 2017August 1, 2019 Kristopher Fraley , Realtor

Minimum Required Funds (“MRF”) are funds the NACA Member must have available to pay costs associated with the property purchase,

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NACA Owner Occupancy Requirement
Blog NACA FAQ 

NACA Owner Occupancy Requirement.

March 23, 2017August 1, 2019 Kristopher Fraley , Realtor

NACA’s Owner Occupancy requires you live in the home for as long as you have the NACA Mortgage: NACA believes

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Renovation
Blog NACA FAQ 

Can I renovate a property through NACA?

January 23, 2017August 1, 2019 Kristopher Fraley , Realtor

Want to rehab a property? NACA’s mortgage product includes a Purchase/Rehab option that allows you to buy a home and

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Our Mission – Why Us?

We know finding the right home begins with finding the right mortgage. It’s a big step, from pre-approval to closing. You will have peace of mind knowing we are with you every step of the way. We’re not like everyone else. THERE, we said it. Our team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership. SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS! Everyone gets the same incredible terms, regardless of your credit score. PERIOD.

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Kristopher Fraley

Pinkesh Gala

kris@no-downpayment.com

Smart Realty

1700 Elton Rd #201

Silver Spring, MD 20903

Copyright © 2019 Kristopher Fraley does not work for the Neighborhood Assistance Corporation Of America (NACA). This website is NOT owned or operated by NACA., Mortgage Program In DC, Maryland & Virginia. All rights reserved.

www.no-downpayment.com is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer.