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Friday, January 22, 2021
Latest:
  • What is the qualification re-submission time frame in NACA?
  • What Is A NACA Purchase And Sale Agreement?
  • NACA Underwriting Delays At Bank Of America
  • NACA Credit Access Denied?
  • Ms. Lewis Closes in DC Office with a 1.875% 30 Year Fixed Interest Rate Through The NACA Program

Kristopher Fraley – DC, Maryland & Virginia

This website is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer. We are NOT "in house" NACA employed realtors.

Kristopher Fraley – DC, Maryland & Virginia

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  • What Is NACA?
    • Why the NACA loan?
    • Who’s Eligible?
    • NACA Qualification Requirements
    • NACA Mortgage Program Guide
    • NACA Purchase Workbook
    • NACA Workshop Presentation
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Mortgage Q & A

Blog Mortgage Q & A 

What is the qualification re-submission time frame in NACA?

February 4, 2020February 4, 2020 Kristopher Fraley , Realtor

The qualification re-submission time frame through the NACA program is typically 72 business day hours. Sundays, holidays and any other

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Blog Mortgage Q & A 

What Is A NACA Purchase And Sale Agreement?

February 1, 2020February 4, 2020 Kristopher Fraley , Realtor

The purchase and sale refers to your ratified (buyer and seller agreed to all terms and signed) contract. P&S =

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Blog Mortgage Q & A 

NACA Credit Access Denied?

December 20, 2019February 4, 2020 Kristopher Fraley , Realtor

Your NACA qualification does not equal you get a loan. It simply means you met the requirements at that point

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Sheldon Faison F.A.C.E.S Home Inspector
Blog Mortgage Q & A 

What is a NACA Home Inspection?

August 1, 2019August 1, 2019 Kristopher Fraley , Realtor

Sheldon Faison in our opinion the best NACA approved home inspector in the entire DC, Maryland & Virginia area. He

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Maryland Max Purchase Price Increase Prince Georges County
Blog Mortgage Q & A NACA FAQ 

NACA Max Purchase Price Increases In Maryland In Select Cities to $726,525

January 15, 2018March 5, 2020 Kristopher Fraley , Realtor

THERE IS A MORE RECENT VERSION OF THIS ARTICLE AVAILABLE FROM 2019 BY CLICKING HERE Maryland Max Purchase Price Increase

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Virginia NACA Max Purchase Price
Blog Mortgage Q & A NACA FAQ 

NACA Max Purchase Price Increases In Northern Virginia (NOVA) to $726,525

January 15, 2018March 5, 2020 Kristopher Fraley , Realtor

THERE IS A MORE RECENT VERSION OF THIS ARTICLE AVAILABLE FROM 2019 BY CLICKING HERE Northern Virginia is one of

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Can I use my 401k Money?
Blog Mortgage Q & A NACA FAQ NACA Tips 

Can I use my 401k money to buy down the interest rate through NACA?

September 21, 2017August 1, 2019 Kristopher Fraley , Realtor 401k, NACA

As the NACA Home Buyer’s Workbook/Qualification Workbook states: Documentation of other assets is important if used for the MRF and/or

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Tips To Navigate NACA Loan
Blog Mortgage Q & A NACA Tips 

Tips to navigate through the NACA process quicker

August 1, 2017June 4, 2020 Kristopher Fraley , Realtor

Navigating through the NACA process can be lengthy & frustrating. Here are a couple of tips to First, ask you

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Bad Credt Score Ok.
5 Main NACA Benefits Blog Mortgage Q & A 

What do you mean NACA wont check my credit score? Seriously?

March 27, 2017August 1, 2019 Kristopher Fraley , Realtor

The NACA program prides itself on character based lending Which means they will not check your credit score. NACA does

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Low Interest Rate
Blog Interest Rate Mortgage Q & A 

How To Get 0.0625% Fixed Interest Rate Through The NACA Program

March 27, 2017August 1, 2019 Kristopher Fraley , Realtor

The NACA buy down is the best in the nation, by far. Nothing else even comes remotely close. This is

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No Costs Or Fees
Blog Mortgage Q & A 

What are closing costs & do I really not have to pay them through NACA?

March 27, 2017August 1, 2019 Kristopher Fraley , Realtor

Closing costs are fees associated with your home purchase and home loan at the closing of a real estate transaction.

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No Down Payment
Blog Mortgage Q & A 

What is a Down Payment, and why is it NOT required with NACA?

March 27, 2017August 1, 2019 Kristopher Fraley , Realtor

What is a Down Payment on a home? It is commonly accepted that you must have a down payment to

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Our Mission – Why Us?

We know finding the right home begins with finding the right mortgage. It’s a big step, from pre-approval to closing. You will have peace of mind knowing we are with you every step of the way. We’re not like everyone else. THERE, we said it. Our team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership. SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS! Everyone gets the same incredible terms, regardless of your credit score. PERIOD.

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Kristopher Fraley

Pinkesh Gala

kris@no-downpayment.com

Smart Realty

1700 Elton Rd #201

Silver Spring, MD 20903

Copyright © 2019 Kristopher Fraley does not work for the Neighborhood Assistance Corporation Of America (NACA). This website is NOT owned or operated by NACA., Mortgage Program In DC, Maryland & Virginia. All rights reserved.

www.no-downpayment.com is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer.