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Monday, April 12, 2021
Latest:
  • What is the qualification re-submission time frame in NACA?
  • What Is A NACA Purchase And Sale Agreement?
  • NACA Underwriting Delays At Bank Of America
  • NACA Credit Access Denied?
  • Ms. Lewis Closes in DC Office with a 1.875% 30 Year Fixed Interest Rate Through The NACA Program

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

This website is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer. We are NOT "in house" NACA employed realtors.

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

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Interest Rate

Bank Of America
Blog Interest Rate 

Is there a 4% or 7% interest rate buy down cap through NACA – Bank Of America?

May 29, 2017August 1, 2019 Kristopher Fraley , Realtor

Buy down cap explained below. Bank of America Lender Grant Formula: 7% of the loan amount minus $3,000 (loan origination

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0.0625% 30 Years Mortgage Statement
Blog Interest Rate 

What does a 0.0625% 30 year FIXED interest rate through NACA Program look like?

April 3, 2017June 13, 2019 Kristopher Fraley , Realtor

Below is actual financial documents of a 0.0625% 30 year fixed interest rate through Citi Mortgage Jen & I obtained.

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Interest Rate Buy Down
Blog Interest Rate 

What does NACA’s “below market interest rate” really mean?

March 27, 2017August 1, 2019 Kristopher Fraley , Realtor

NACA has exclusive deals with two of the country’s largest lenders: Citi Mortgage & Bank of America. These lenders have

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Low Interest Rate
Blog Interest Rate Mortgage Q & A 

How To Get 0.0625% Fixed Interest Rate Through The NACA Program

March 27, 2017August 1, 2019 Kristopher Fraley , Realtor

The NACA buy down is the best in the nation, by far. Nothing else even comes remotely close. This is

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15 Year Freedom Loan
Blog Interest Rate 

What is NACA’s New 15 Year loan ‘Freedom Mortgage’?

March 21, 2017August 1, 2019 Kristopher Fraley , Realtor

NACA 15 year loan is the best 15 year loan in the nation. Not only will you pay off your

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0.0625% Interest Rate Calculation
Blog Interest Rate 

A NO interest rate mortgage? Yes. Here’s how.

March 1, 2017August 1, 2019 Kristopher Fraley , Realtor

As you read about in our previous example($18,000 Down Payment VS $18,000 Buy Down, which wins?) you see the big

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Equity
Blog Interest Rate 

$18,000 Down Payment VS $18,000 Buy Down, which wins?

February 28, 2017August 1, 2019 Kristopher Fraley , Realtor

Ok. So by now im sure you have already read about the main benefits of the NACA program. Just in case,

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Buy Down Funds In Bank Account
Blog Interest Rate 

When do I need to have NACA interest rate buy down funds in my bank account?

February 15, 2017August 1, 2019 Kristopher Fraley , Realtor

The amount the seller contributes is written into the Purchase and Sale Agreement. Once that is in writing, the amount

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Interest Rate Locked When?
Blog Interest Rate 

When does my interest rate get locked through NACA?

February 3, 2017August 1, 2019 Kristopher Fraley , Realtor

Getting your interest rate locked as soon as possible is extremely important. Lets take a look. On a 300k loan

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Rising Interest Rates
Blog Interest Rate 

Will interest rates rise in 2017?

January 25, 2017August 1, 2019 Kristopher Fraley , Realtor

The interest rate through the NACA purchase program(which is ALWAYS lower than the current market rate) is already risen .5%

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Save Tens Or Hundreds Of Thousands Of Dollars
Blog Interest Rate 

How interest rate buy down through NACA can save you tens, or hundreds of thousands of dollars over 15 or 30 years.

January 9, 2017August 1, 2019 Kristopher Fraley , Realtor

Simply put, you are approved for a specific monthly payment amount, which translates to a maximum mortgage amount based in

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Blog Interest Rate 

How The NACA Bank Of America & Citi Mortgage Interest Rate Buy Down Program Works

April 10, 2016September 6, 2019 Kristopher Fraley

The lowest possible rate for a BOA loan is indeed 0.125%. Citi loans may go to 0.0625%. Anyone may buy

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Our Mission – Why Us?

We know finding the right home begins with finding the right mortgage. It’s a big step, from pre-approval to closing. You will have peace of mind knowing we are with you every step of the way. We’re not like everyone else. THERE, we said it. Our team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership. SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS! Everyone gets the same incredible terms, regardless of your credit score. PERIOD.

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Kristopher Fraley

Pinkesh Gala

kris@no-downpayment.com

Smart Realty

1700 Elton Rd #201

Silver Spring, MD 20903

Copyright © 2019 Kristopher Fraley does not work for the Neighborhood Assistance Corporation Of America (NACA). This website is NOT owned or operated by NACA., Mortgage Program In DC, Maryland & Virginia. All rights reserved.

www.no-downpayment.com is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer.