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Thursday, March 4, 2021
Latest:
  • What is the qualification re-submission time frame in NACA?
  • What Is A NACA Purchase And Sale Agreement?
  • NACA Underwriting Delays At Bank Of America
  • NACA Credit Access Denied?
  • Ms. Lewis Closes in DC Office with a 1.875% 30 Year Fixed Interest Rate Through The NACA Program

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

This website is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer. We are NOT "in house" NACA employed realtors.

Kristopher Fraley, Pinkesh Gala – DC, Maryland & Virginia Realtors

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  • What Is NACA?
    • Why the NACA loan?
    • Who’s Eligible?
    • NACA Qualification Requirements
    • NACA Mortgage Program Guide
    • NACA Purchase Workbook
    • NACA Workshop Presentation
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Blog

Blog Mortgage Q & A 

What is the qualification re-submission time frame in NACA?

February 4, 2020February 4, 2020 Kristopher Fraley , Realtor

The qualification re-submission time frame through the NACA program is typically 72 business day hours. Sundays, holidays and any other

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Blog Mortgage Q & A 

What Is A NACA Purchase And Sale Agreement?

February 1, 2020February 4, 2020 Kristopher Fraley , Realtor

The purchase and sale refers to your ratified (buyer and seller agreed to all terms and signed) contract. P&S =

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Blog 

NACA Underwriting Delays At Bank Of America

January 6, 2020February 4, 2020 Kristopher Fraley , Realtor

There are serious delays with Bank of America in NACA right now. Insight would be about 200 naca contracts per

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Blog Mortgage Q & A 

NACA Credit Access Denied?

December 20, 2019February 4, 2020 Kristopher Fraley , Realtor

Your NACA qualification does not equal you get a loan. It simply means you met the requirements at that point

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ms lewis naca closing photo kristopher fraley
Blog NACA Closings 

Ms. Lewis Closes in DC Office with a 1.875% 30 Year Fixed Interest Rate Through The NACA Program

November 22, 2019January 30, 2020 Kristopher Fraley , Realtor

Video Transcription: What just happened? I just closed and I got my house through the NACA program with the wonderful

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Blog 

How long does it take NACA Underwriters to qualify me for the NACA loan?

October 30, 2019October 30, 2019 Kristopher Fraley

Your NACA counselor won’t formally submit your files to the underwriters unless you have everything laid out in your action

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Blog 

What is the Bank Of America “Loan Estimate” Through NACA and what’s next?

October 30, 2019October 30, 2019 Kristopher Fraley , Realtor

There is a federal law that states the bank has 3 business days to postmark a loan estimate from the

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Blog 

What do you need to bring to the NACA workshop?

October 30, 2019October 30, 2019 Kristopher Fraley , Realtor

The workshop is for information only though it is required to become a member and receive an intake appointment. All

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morrison family naca realtors kristopher fraley pinkesh gala
Blog NACA Closings 

The Morrison Family Closes in DC Office with a 1.375% 30 Year Fixed Interest Rate Through The NACA Program

September 17, 2019June 4, 2020 Kristopher Fraley , Realtor

We try and keep all closings up to date as much as possible. Here are pictures of the Morrison Family

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bank of america naca lender matching grant
Blog 

Are The NACA Bank of America Lender Matching Grant Funds Exhausted?

September 6, 2019September 6, 2019 Kristopher Fraley

When the program buy-down program was established, BOA allotted a specific number of loans for the program through the end

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Blog 

NACA Median Household Incomes – Conforming Loan Limits HOEPA Act DC, Maryland & Virginia

August 9, 2019June 4, 2020 Kristopher Fraley , Realtor

Here’s the deal. I’ll try and break this down as simple as possible. Fun fact: I actually bought my home

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Sheldon Faison F.A.C.E.S Home Inspector
Blog Mortgage Q & A 

What is a NACA Home Inspection?

August 1, 2019August 1, 2019 Kristopher Fraley , Realtor

Sheldon Faison in our opinion the best NACA approved home inspector in the entire DC, Maryland & Virginia area. He

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Blog 

NACA Conforming Loan Limits for Virginia – 2019

July 25, 2019July 25, 2019 Kristopher Fraley , Realtor

NACA Conforming Loan Limits for Virginia – 2019 Priority Members – Low-to-moderate income Members (i.e. borrowers and co-borrowers) whose combined income

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naca conforming loanlimits for dc district of columbia 2019
Blog 

NACA Conforming loan limits for Washington DC – 2019

July 25, 2019July 25, 2019 Kristopher Fraley , Realtor

NACA Conforming loan limits for Washington DC – 2019 Priority Members – Low-to-moderate income Members (i.e. borrowers and co-borrowers) whose combined

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naca conforming loan limits for maryland county 2019
Blog 

NACA Conforming Loan Limits for Maryland – 2019

July 25, 2019July 25, 2019 Kristopher Fraley , Realtor

NACA Conforming Loan Limits for Maryland 2019 Priority Members – Low-to-moderate income Members (i.e. borrowers and co-borrowers) whose combined income is

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naca interest rate buy down calculation to current client
Blog 

Interest rate buy down breakdown to a current client.

June 18, 2019September 6, 2019 Kristopher Fraley , Realtor

Interest rate buy down breakdown to a current client. 😁 3.5%/.25%= 14 points. This is the number of points you

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the fuller family with naca realtor kristopher fraley
Blog NACA Closings 

Mr. & Mrs. Fuller Close in DC Office with a 3.875% 30 Year Fixed Interest Rate Through The NACA Program

June 16, 2019June 4, 2020 Kristopher Fraley , Realtor

Mr. & Mrs. Fuller & their realtor Kristopher Fraley closing at the DC NACA office. Mr. & Mrs. Fuller’s purchase

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naca best mortgage in america view testimonials
Blog Slider 

View NACA Program Testimonials

June 14, 2019August 16, 2019 Kristopher Fraley , Realtor

View Testimonials Here Our experience with Mr. Kristopher Fraley deserves highest appreciation and five stars all around. We bought our

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become a naca member in dc maryland virginia
Blog Slider 

Become A NACA Member In DC, Maryland & Virginia

June 14, 2019August 1, 2019 Kristopher Fraley , Realtor

You must attend a Home buyer Workshop. This is a free educational forum which is open to everyone prior to determining your status as

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monthly naca mortgage payment breakdown piti
Blog 

Finding Out Your Monthly PITI Payment Through NACA Qualification

June 13, 2019August 1, 2019 Kristopher Fraley , Realtor

Finding out your monthly payment There are mainly 4 things you need to find out to know what the potential

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Our Mission – Why Us?

We know finding the right home begins with finding the right mortgage. It’s a big step, from pre-approval to closing. You will have peace of mind knowing we are with you every step of the way. We’re not like everyone else. THERE, we said it. Our team is comprised of passionate, innovative real estate consultants in a landscape full of real estate dinosaurs. We’re seeking to help highly motivated, working class families achieve the dream of truly affordable home ownership. SIMPLY PUT: If you can afford RENT, you can afford a MORTGAGE, FOR LESS! Everyone gets the same incredible terms, regardless of your credit score. PERIOD.

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Kristopher Fraley

Pinkesh Gala

kris@no-downpayment.com

Smart Realty

1700 Elton Rd #201

Silver Spring, MD 20903

Copyright © 2019 Kristopher Fraley does not work for the Neighborhood Assistance Corporation Of America (NACA). This website is NOT owned or operated by NACA., Mortgage Program In DC, Maryland & Virginia. All rights reserved.

www.no-downpayment.com is not owned or operated by the Neighborhood Assistance Corporation of America "NACA". We are proud to promote economic justice through home ownership through fair and ethical business practices of which the foundation of NACA has to offer.