NACA Conforming Loan Limits for Virginia – 2019
NACA Conforming Loan Limits for Virginia – 2019
Priority Members – Low-to-moderate income Members (i.e. borrowers and co-borrowers) whose combined income is less than the median family Income for the MSA where they are purchasing a home (Click here for median income).
• Priority Members can purchase any property within a MSA within the conforming loan limit.
B. Non-Priority Member – Members (i.e. borrowers and co-borrower) whose combined income is equal to or greater than the median family income for the MSA where they are purchasing a home (Click here for Census Tract Median income)
• Non-Priority Members can only purchase in a MSA’s Priority Area with loan and required repairs within the conforming loan limit.
2019 Conforming Loan Limits for Virginia Counties
One-Unit is a single family home or condominium
Two-Unit is two separate living units (duplex)
Three-Unit three separate living units (triplex)
Four-Unit four separate living units (fourplex)
County Name | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
ACCOMACK | 484,350 | 620,200 | 749,650 | 931,600 |
ALBEMARLE | 484,350 | 620,200 | 749,650 | 931,600 |
ALLEGHANY | 484,350 | 620,200 | 749,650 | 931,600 |
AMELIA | 535,900 | 686,050 | 829,250 | 1,030,600 |
AMHERST | 484,350 | 620,200 | 749,650 | 931,600 |
APPOMATTOX | 484,350 | 620,200 | 749,650 | 931,600 |
ARLINGTON | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
AUGUSTA | 484,350 | 620,200 | 749,650 | 931,600 |
BATH | 484,350 | 620,200 | 749,650 | 931,600 |
BEDFORD | 484,350 | 620,200 | 749,650 | 931,600 |
BLAND | 484,350 | 620,200 | 749,650 | 931,600 |
BOTETOURT | 484,350 | 620,200 | 749,650 | 931,600 |
BRUNSWICK | 484,350 | 620,200 | 749,650 | 931,600 |
BUCHANAN | 484,350 | 620,200 | 749,650 | 931,600 |
BUCKINGHAM | 484,350 | 620,200 | 749,650 | 931,600 |
CAMPBELL | 484,350 | 620,200 | 749,650 | 931,600 |
CAROLINE | 535,900 | 686,050 | 829,250 | 1,030,600 |
CARROLL | 484,350 | 620,200 | 749,650 | 931,600 |
CHARLES CITY | 535,900 | 686,050 | 829,250 | 1,030,600 |
CHARLOTTE | 484,350 | 620,200 | 749,650 | 931,600 |
CHESTERFIELD | 535,900 | 686,050 | 829,250 | 1,030,600 |
CLARKE | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
CRAIG | 484,350 | 620,200 | 749,650 | 931,600 |
CULPEPER | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
CUMBERLAND | 535,900 | 686,050 | 829,250 | 1,030,600 |
DICKENSON | 484,350 | 620,200 | 749,650 | 931,600 |
DINWIDDIE | 535,900 | 686,050 | 829,250 | 1,030,600 |
ESSEX | 484,350 | 620,200 | 749,650 | 931,600 |
FAIRFAX | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
FAUQUIER | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
FLOYD | 484,350 | 620,200 | 749,650 | 931,600 |
FLUVANNA | 484,350 | 620,200 | 749,650 | 931,600 |
FRANKLIN | 484,350 | 620,200 | 749,650 | 931,600 |
FREDERICK | 484,350 | 620,200 | 749,650 | 931,600 |
GILES | 484,350 | 620,200 | 749,650 | 931,600 |
GLOUCESTER | 484,350 | 620,200 | 749,650 | 931,600 |
GOOCHLAND | 535,900 | 686,050 | 829,250 | 1,030,600 |
GRAYSON | 484,350 | 620,200 | 749,650 | 931,600 |
GREENE | 484,350 | 620,200 | 749,650 | 931,600 |
GREENSVILLE | 484,350 | 620,200 | 749,650 | 931,600 |
HALIFAX | 484,350 | 620,200 | 749,650 | 931,600 |
HANOVER | 535,900 | 686,050 | 829,250 | 1,030,600 |
HENRICO | 535,900 | 686,050 | 829,250 | 1,030,600 |
HENRY | 484,350 | 620,200 | 749,650 | 931,600 |
HIGHLAND | 484,350 | 620,200 | 749,650 | 931,600 |
ISLE OF WIGHT | 484,350 | 620,200 | 749,650 | 931,600 |
JAMES CITY | 484,350 | 620,200 | 749,650 | 931,600 |
KING AND QUEEN | 535,900 | 686,050 | 829,250 | 1,030,600 |
KING GEORGE | 484,350 | 620,200 | 749,650 | 931,600 |
KING WILLIAM | 535,900 | 686,050 | 829,250 | 1,030,600 |
LANCASTER | 484,350 | 620,200 | 749,650 | 931,600 |
LEE | 484,350 | 620,200 | 749,650 | 931,600 |
LOUDOUN | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
LOUISA | 535,900 | 686,050 | 829,250 | 1,030,600 |
LUNENBURG | 484,350 | 620,200 | 749,650 | 931,600 |
MADISON | 484,350 | 620,200 | 749,650 | 931,600 |
MATHEWS | 484,350 | 620,200 | 749,650 | 931,600 |
MECKLENBURG | 484,350 | 620,200 | 749,650 | 931,600 |
MIDDLESEX | 484,350 | 620,200 | 749,650 | 931,600 |
MONTGOMERY | 484,350 | 620,200 | 749,650 | 931,600 |
NELSON | 484,350 | 620,200 | 749,650 | 931,600 |
NEW KENT | 535,900 | 686,050 | 829,250 | 1,030,600 |
NORTHAMPTON | 484,350 | 620,200 | 749,650 | 931,600 |
NORTHUMBERLAND | 484,350 | 620,200 | 749,650 | 931,600 |
NOTTOWAY | 484,350 | 620,200 | 749,650 | 931,600 |
ORANGE | 484,350 | 620,200 | 749,650 | 931,600 |
PAGE | 484,350 | 620,200 | 749,650 | 931,600 |
PATRICK | 484,350 | 620,200 | 749,650 | 931,600 |
PITTSYLVANIA | 484,350 | 620,200 | 749,650 | 931,600 |
POWHATAN | 535,900 | 686,050 | 829,250 | 1,030,600 |
PRINCE EDWARD | 484,350 | 620,200 | 749,650 | 931,600 |
PRINCE GEORGE | 535,900 | 686,050 | 829,250 | 1,030,600 |
PRINCE WILLIAM | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
PULASKI | 484,350 | 620,200 | 749,650 | 931,600 |
RAPPAHANNOCK | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
RICHMOND | 484,350 | 620,200 | 749,650 | 931,600 |
ROANOKE | 484,350 | 620,200 | 749,650 | 931,600 |
ROCKBRIDGE | 484,350 | 620,200 | 749,650 | 931,600 |
ROCKINGHAM | 484,350 | 620,200 | 749,650 | 931,600 |
RUSSELL | 484,350 | 620,200 | 749,650 | 931,600 |
SCOTT | 484,350 | 620,200 | 749,650 | 931,600 |
SHENANDOAH | 484,350 | 620,200 | 749,650 | 931,600 |
SMYTH | 484,350 | 620,200 | 749,650 | 931,600 |
SOUTHAMPTON | 484,350 | 620,200 | 749,650 | 931,600 |
SPOTSYLVANIA | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
STAFFORD | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
SURRY | 484,350 | 620,200 | 749,650 | 931,600 |
SUSSEX | 535,900 | 686,050 | 829,250 | 1,030,600 |
TAZEWELL | 484,350 | 620,200 | 749,650 | 931,600 |
WARREN | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
WASHINGTON | 484,350 | 620,200 | 749,650 | 931,600 |
WESTMORELAND | 484,350 | 620,200 | 749,650 | 931,600 |
WISE | 484,350 | 620,200 | 749,650 | 931,600 |
WYTHE | 484,350 | 620,200 | 749,650 | 931,600 |
YORK | 484,350 | 620,200 | 749,650 | 931,600 |
ALEXANDRIA | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
BEDFORD IND | 484,350 | 620,200 | 749,650 | 931,600 |
BRISTOL | 484,350 | 620,200 | 749,650 | 931,600 |
BUENA VISTA | 484,350 | 620,200 | 749,650 | 931,600 |
CHARLOTTESVILLE | 484,350 | 620,200 | 749,650 | 931,600 |
CHESAPEAKE | 484,350 | 620,200 | 749,650 | 931,600 |
COLONIAL HEIGHT | 535,900 | 686,050 | 829,250 | 1,030,600 |
COVINGTON | 484,350 | 620,200 | 749,650 | 931,600 |
DANVILLE | 484,350 | 620,200 | 749,650 | 931,600 |
EMPORIA | 484,350 | 620,200 | 749,650 | 931,600 |
FAIRFAX IND | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
FALLS CHURCH | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
FRANKLIN IND | 484,350 | 620,200 | 749,650 | 931,600 |
FREDERICKSBURG | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
GALAX | 484,350 | 620,200 | 749,650 | 931,600 |
HAMPTON | 484,350 | 620,200 | 749,650 | 931,600 |
HARRISONBURG | 484,350 | 620,200 | 749,650 | 931,600 |
HOPEWELL | 535,900 | 686,050 | 829,250 | 1,030,600 |
LEXINGTON | 484,350 | 620,200 | 749,650 | 931,600 |
LYNCHBURG | 484,350 | 620,200 | 749,650 | 931,600 |
MANASSAS | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
MANASSAS PARK | 726,525 | 930,300 | 1,124,475 | 1,397,400 |
MARTINSVILLE | 484,350 | 620,200 | 749,650 | 931,600 |
NEWPORT NEWS | 484,350 | 620,200 | 749,650 | 931,600 |
NORFOLK | 484,350 | 620,200 | 749,650 | 931,600 |
NORTON | 484,350 | 620,200 | 749,650 | 931,600 |
PETERSBURG | 535,900 | 686,050 | 829,250 | 1,030,600 |
POQUOSON | 484,350 | 620,200 | 749,650 | 931,600 |
PORTSMOUTH | 484,350 | 620,200 | 749,650 | 931,600 |
RADFORD | 484,350 | 620,200 | 749,650 | 931,600 |
RICHMOND IND | 535,900 | 686,050 | 829,250 | 1,030,600 |
ROANOKE IND | 484,350 | 620,200 | 749,650 | 931,600 |
SALEM | 484,350 | 620,200 | 749,650 | 931,600 |
STAUNTON | 484,350 | 620,200 | 749,650 | 931,600 |
SUFFOLK | 484,350 | 620,200 | 749,650 | 931,600 |
VIRGINIA BEACH | 484,350 | 620,200 | 749,650 | 931,600 |
WAYNESBORO | 484,350 | 620,200 | 749,650 | 931,600 |
WILLIAMSBURG | 484,350 | 620,200 | 749,650 | 931,600 |
WINCHESTER | 484,350 | 620,200 | 749,650 | 931,600 |