NACA Conforming Loan Limits for Virginia – 2019

NACA Conforming Loan Limits for Virginia – 2019

Priority Members – Low-to-moderate income Members (i.e. borrowers and co-borrowers) whose combined income is less than the median family Income for the MSA where they are purchasing a home (Click here for median income).

• Priority Members can purchase any property within a MSA within the conforming loan limit.

B. Non-Priority Member – Members (i.e. borrowers and co-borrower) whose combined income is equal to or greater than the median family income for the MSA where they are purchasing a home (Click here for Census Tract Median income)

• Non-Priority Members can only purchase in a MSA’s Priority Area with loan and required repairs within the conforming loan limit.

2019 Conforming Loan Limits for Virginia Counties

One-Unit is a single family home or condominium
Two-Unit is two separate living units (duplex)
Three-Unit three separate living units (triplex)
Four-Unit four separate living units (fourplex)

County NameOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
ACCOMACK484,350620,200749,650931,600
ALBEMARLE484,350620,200749,650931,600
ALLEGHANY484,350620,200749,650931,600
AMELIA535,900686,050829,2501,030,600
AMHERST484,350620,200749,650931,600
APPOMATTOX484,350620,200749,650931,600
ARLINGTON726,525930,3001,124,4751,397,400
AUGUSTA484,350620,200749,650931,600
BATH484,350620,200749,650931,600
BEDFORD484,350620,200749,650931,600
BLAND484,350620,200749,650931,600
BOTETOURT484,350620,200749,650931,600
BRUNSWICK484,350620,200749,650931,600
BUCHANAN484,350620,200749,650931,600
BUCKINGHAM484,350620,200749,650931,600
CAMPBELL484,350620,200749,650931,600
CAROLINE535,900686,050829,2501,030,600
CARROLL484,350620,200749,650931,600
CHARLES CITY535,900686,050829,2501,030,600
CHARLOTTE484,350620,200749,650931,600
CHESTERFIELD535,900686,050829,2501,030,600
CLARKE726,525930,3001,124,4751,397,400
CRAIG484,350620,200749,650931,600
CULPEPER726,525930,3001,124,4751,397,400
CUMBERLAND535,900686,050829,2501,030,600
DICKENSON484,350620,200749,650931,600
DINWIDDIE535,900686,050829,2501,030,600
ESSEX484,350620,200749,650931,600
FAIRFAX726,525930,3001,124,4751,397,400
FAUQUIER726,525930,3001,124,4751,397,400
FLOYD484,350620,200749,650931,600
FLUVANNA484,350620,200749,650931,600
FRANKLIN484,350620,200749,650931,600
FREDERICK484,350620,200749,650931,600
GILES484,350620,200749,650931,600
GLOUCESTER484,350620,200749,650931,600
GOOCHLAND535,900686,050829,2501,030,600
GRAYSON484,350620,200749,650931,600
GREENE484,350620,200749,650931,600
GREENSVILLE484,350620,200749,650931,600
HALIFAX484,350620,200749,650931,600
HANOVER535,900686,050829,2501,030,600
HENRICO535,900686,050829,2501,030,600
HENRY484,350620,200749,650931,600
HIGHLAND484,350620,200749,650931,600
ISLE OF WIGHT484,350620,200749,650931,600
JAMES CITY484,350620,200749,650931,600
KING AND QUEEN535,900686,050829,2501,030,600
KING GEORGE484,350620,200749,650931,600
KING WILLIAM535,900686,050829,2501,030,600
LANCASTER484,350620,200749,650931,600
LEE484,350620,200749,650931,600
LOUDOUN726,525930,3001,124,4751,397,400
LOUISA535,900686,050829,2501,030,600
LUNENBURG484,350620,200749,650931,600
MADISON484,350620,200749,650931,600
MATHEWS484,350620,200749,650931,600
MECKLENBURG484,350620,200749,650931,600
MIDDLESEX484,350620,200749,650931,600
MONTGOMERY484,350620,200749,650931,600
NELSON484,350620,200749,650931,600
NEW KENT535,900686,050829,2501,030,600
NORTHAMPTON484,350620,200749,650931,600
NORTHUMBERLAND484,350620,200749,650931,600
NOTTOWAY484,350620,200749,650931,600
ORANGE484,350620,200749,650931,600
PAGE484,350620,200749,650931,600
PATRICK484,350620,200749,650931,600
PITTSYLVANIA484,350620,200749,650931,600
POWHATAN535,900686,050829,2501,030,600
PRINCE EDWARD484,350620,200749,650931,600
PRINCE GEORGE535,900686,050829,2501,030,600
PRINCE WILLIAM726,525930,3001,124,4751,397,400
PULASKI484,350620,200749,650931,600
RAPPAHANNOCK726,525930,3001,124,4751,397,400
RICHMOND484,350620,200749,650931,600
ROANOKE484,350620,200749,650931,600
ROCKBRIDGE484,350620,200749,650931,600
ROCKINGHAM484,350620,200749,650931,600
RUSSELL484,350620,200749,650931,600
SCOTT484,350620,200749,650931,600
SHENANDOAH484,350620,200749,650931,600
SMYTH484,350620,200749,650931,600
SOUTHAMPTON484,350620,200749,650931,600
SPOTSYLVANIA726,525930,3001,124,4751,397,400
STAFFORD726,525930,3001,124,4751,397,400
SURRY484,350620,200749,650931,600
SUSSEX535,900686,050829,2501,030,600
TAZEWELL484,350620,200749,650931,600
WARREN726,525930,3001,124,4751,397,400
WASHINGTON484,350620,200749,650931,600
WESTMORELAND484,350620,200749,650931,600
WISE484,350620,200749,650931,600
WYTHE484,350620,200749,650931,600
YORK484,350620,200749,650931,600
ALEXANDRIA726,525930,3001,124,4751,397,400
BEDFORD IND484,350620,200749,650931,600
BRISTOL484,350620,200749,650931,600
BUENA VISTA484,350620,200749,650931,600
CHARLOTTESVILLE484,350620,200749,650931,600
CHESAPEAKE484,350620,200749,650931,600
COLONIAL HEIGHT535,900686,050829,2501,030,600
COVINGTON484,350620,200749,650931,600
DANVILLE484,350620,200749,650931,600
EMPORIA484,350620,200749,650931,600
FAIRFAX IND726,525930,3001,124,4751,397,400
FALLS CHURCH726,525930,3001,124,4751,397,400
FRANKLIN IND484,350620,200749,650931,600
FREDERICKSBURG726,525930,3001,124,4751,397,400
GALAX484,350620,200749,650931,600
HAMPTON484,350620,200749,650931,600
HARRISONBURG484,350620,200749,650931,600
HOPEWELL535,900686,050829,2501,030,600
LEXINGTON484,350620,200749,650931,600
LYNCHBURG484,350620,200749,650931,600
MANASSAS726,525930,3001,124,4751,397,400
MANASSAS PARK726,525930,3001,124,4751,397,400
MARTINSVILLE484,350620,200749,650931,600
NEWPORT NEWS484,350620,200749,650931,600
NORFOLK484,350620,200749,650931,600
NORTON484,350620,200749,650931,600
PETERSBURG535,900686,050829,2501,030,600
POQUOSON484,350620,200749,650931,600
PORTSMOUTH484,350620,200749,650931,600
RADFORD484,350620,200749,650931,600
RICHMOND IND535,900686,050829,2501,030,600
ROANOKE IND484,350620,200749,650931,600
SALEM484,350620,200749,650931,600
STAUNTON484,350620,200749,650931,600
SUFFOLK484,350620,200749,650931,600
VIRGINIA BEACH484,350620,200749,650931,600
WAYNESBORO484,350620,200749,650931,600
WILLIAMSBURG484,350620,200749,650931,600
WINCHESTER484,350620,200749,650931,600

Kristopher Fraley , Realtor

A few years ago a serendipitous event(purchasing a home through the NACA program with a 0% 30 year fixed interest rate) inspired me to become a licensed NACA approved real estate agent in the DC, Maryland & Virginia area, and I love it! There is nothing greater than giving back and its a fantastic process that I feel lucky to participate in. With so many money hungry sharks preying on innocent people in the real estate industry, I feel honored when people trust my team to help them obtain the best terms on a mortgage possible. I can be reached by emailing kris@no-downpayment.com