NACA Max Purchase Price Limit Increases In Virginia (NOVA) In Select Cities to $726,525

Northern Virginia is one of the most expensive housing markets in the United States. Previously through NACA the max purchase price was $453,000 for non targeted & targeted members. The NACA program has raised this to $726,525 for the following cities:

NACA Conforming Loan Limits for Virginia – 2019

Priority Members – Low-to-moderate income Members (i.e. borrowers and co-borrowers) whose combined income is less than the median family Income for the MSA where they are purchasing a home (Click here for median income).

• Priority Members can purchase any property within a MSA within the conforming loan limit.

B. Non-Priority Member – Members (i.e. borrowers and co-borrower) whose combined income is equal to or greater than the median family income for the MSA where they are purchasing a home (Click here for Census Tract Median income)

• Non-Priority Members can only purchase in a MSA’s Priority Area with loan and required repairs within the conforming loan limit.

2019 Conforming Loan Limits for Virginia Counties

One-Unit is a single family home or condominium
Two-Unit is two separate living units (duplex)
Three-Unit three separate living units (triplex)
Four-Unit four separate living units (fourplex)

County Name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
ACCOMACK 484,350 620,200 749,650 931,600
ALBEMARLE 484,350 620,200 749,650 931,600
ALLEGHANY 484,350 620,200 749,650 931,600
AMELIA 535,900 686,050 829,250 1,030,600
AMHERST 484,350 620,200 749,650 931,600
APPOMATTOX 484,350 620,200 749,650 931,600
ARLINGTON 726,525 930,300 1,124,475 1,397,400
AUGUSTA 484,350 620,200 749,650 931,600
BATH 484,350 620,200 749,650 931,600
BEDFORD 484,350 620,200 749,650 931,600
BLAND 484,350 620,200 749,650 931,600
BOTETOURT 484,350 620,200 749,650 931,600
BRUNSWICK 484,350 620,200 749,650 931,600
BUCHANAN 484,350 620,200 749,650 931,600
BUCKINGHAM 484,350 620,200 749,650 931,600
CAMPBELL 484,350 620,200 749,650 931,600
CAROLINE 535,900 686,050 829,250 1,030,600
CARROLL 484,350 620,200 749,650 931,600
CHARLES CITY 535,900 686,050 829,250 1,030,600
CHARLOTTE 484,350 620,200 749,650 931,600
CHESTERFIELD 535,900 686,050 829,250 1,030,600
CLARKE 726,525 930,300 1,124,475 1,397,400
CRAIG 484,350 620,200 749,650 931,600
CULPEPER 726,525 930,300 1,124,475 1,397,400
CUMBERLAND 535,900 686,050 829,250 1,030,600
DICKENSON 484,350 620,200 749,650 931,600
DINWIDDIE 535,900 686,050 829,250 1,030,600
ESSEX 484,350 620,200 749,650 931,600
FAIRFAX 726,525 930,300 1,124,475 1,397,400
FAUQUIER 726,525 930,300 1,124,475 1,397,400
FLOYD 484,350 620,200 749,650 931,600
FLUVANNA 484,350 620,200 749,650 931,600
FRANKLIN 484,350 620,200 749,650 931,600
FREDERICK 484,350 620,200 749,650 931,600
GILES 484,350 620,200 749,650 931,600
GLOUCESTER 484,350 620,200 749,650 931,600
GOOCHLAND 535,900 686,050 829,250 1,030,600
GRAYSON 484,350 620,200 749,650 931,600
GREENE 484,350 620,200 749,650 931,600
GREENSVILLE 484,350 620,200 749,650 931,600
HALIFAX 484,350 620,200 749,650 931,600
HANOVER 535,900 686,050 829,250 1,030,600
HENRICO 535,900 686,050 829,250 1,030,600
HENRY 484,350 620,200 749,650 931,600
HIGHLAND 484,350 620,200 749,650 931,600
ISLE OF WIGHT 484,350 620,200 749,650 931,600
JAMES CITY 484,350 620,200 749,650 931,600
KING AND QUEEN 535,900 686,050 829,250 1,030,600
KING GEORGE 484,350 620,200 749,650 931,600
KING WILLIAM 535,900 686,050 829,250 1,030,600
LANCASTER 484,350 620,200 749,650 931,600
LEE 484,350 620,200 749,650 931,600
LOUDOUN 726,525 930,300 1,124,475 1,397,400
LOUISA 535,900 686,050 829,250 1,030,600
LUNENBURG 484,350 620,200 749,650 931,600
MADISON 484,350 620,200 749,650 931,600
MATHEWS 484,350 620,200 749,650 931,600
MECKLENBURG 484,350 620,200 749,650 931,600
MIDDLESEX 484,350 620,200 749,650 931,600
MONTGOMERY 484,350 620,200 749,650 931,600
NELSON 484,350 620,200 749,650 931,600
NEW KENT 535,900 686,050 829,250 1,030,600
NORTHAMPTON 484,350 620,200 749,650 931,600
NORTHUMBERLAND 484,350 620,200 749,650 931,600
NOTTOWAY 484,350 620,200 749,650 931,600
ORANGE 484,350 620,200 749,650 931,600
PAGE 484,350 620,200 749,650 931,600
PATRICK 484,350 620,200 749,650 931,600
PITTSYLVANIA 484,350 620,200 749,650 931,600
POWHATAN 535,900 686,050 829,250 1,030,600
PRINCE EDWARD 484,350 620,200 749,650 931,600
PRINCE GEORGE 535,900 686,050 829,250 1,030,600
PRINCE WILLIAM 726,525 930,300 1,124,475 1,397,400
PULASKI 484,350 620,200 749,650 931,600
RAPPAHANNOCK 726,525 930,300 1,124,475 1,397,400
RICHMOND 484,350 620,200 749,650 931,600
ROANOKE 484,350 620,200 749,650 931,600
ROCKBRIDGE 484,350 620,200 749,650 931,600
ROCKINGHAM 484,350 620,200 749,650 931,600
RUSSELL 484,350 620,200 749,650 931,600
SCOTT 484,350 620,200 749,650 931,600
SHENANDOAH 484,350 620,200 749,650 931,600
SMYTH 484,350 620,200 749,650 931,600
SOUTHAMPTON 484,350 620,200 749,650 931,600
SPOTSYLVANIA 726,525 930,300 1,124,475 1,397,400
STAFFORD 726,525 930,300 1,124,475 1,397,400
SURRY 484,350 620,200 749,650 931,600
SUSSEX 535,900 686,050 829,250 1,030,600
TAZEWELL 484,350 620,200 749,650 931,600
WARREN 726,525 930,300 1,124,475 1,397,400
WASHINGTON 484,350 620,200 749,650 931,600
WESTMORELAND 484,350 620,200 749,650 931,600
WISE 484,350 620,200 749,650 931,600
WYTHE 484,350 620,200 749,650 931,600
YORK 484,350 620,200 749,650 931,600
ALEXANDRIA 726,525 930,300 1,124,475 1,397,400
BEDFORD IND 484,350 620,200 749,650 931,600
BRISTOL 484,350 620,200 749,650 931,600
BUENA VISTA 484,350 620,200 749,650 931,600
CHARLOTTESVILLE 484,350 620,200 749,650 931,600
CHESAPEAKE 484,350 620,200 749,650 931,600
COLONIAL HEIGHT 535,900 686,050 829,250 1,030,600
COVINGTON 484,350 620,200 749,650 931,600
DANVILLE 484,350 620,200 749,650 931,600
EMPORIA 484,350 620,200 749,650 931,600
FAIRFAX IND 726,525 930,300 1,124,475 1,397,400
FALLS CHURCH 726,525 930,300 1,124,475 1,397,400
FRANKLIN IND 484,350 620,200 749,650 931,600
FREDERICKSBURG 726,525 930,300 1,124,475 1,397,400
GALAX 484,350 620,200 749,650 931,600
HAMPTON 484,350 620,200 749,650 931,600
HARRISONBURG 484,350 620,200 749,650 931,600
HOPEWELL 535,900 686,050 829,250 1,030,600
LEXINGTON 484,350 620,200 749,650 931,600
LYNCHBURG 484,350 620,200 749,650 931,600
MANASSAS 726,525 930,300 1,124,475 1,397,400
MANASSAS PARK 726,525 930,300 1,124,475 1,397,400
MARTINSVILLE 484,350 620,200 749,650 931,600
NEWPORT NEWS 484,350 620,200 749,650 931,600
NORFOLK 484,350 620,200 749,650 931,600
NORTON 484,350 620,200 749,650 931,600
PETERSBURG 535,900 686,050 829,250 1,030,600
POQUOSON 484,350 620,200 749,650 931,600
PORTSMOUTH 484,350 620,200 749,650 931,600
RADFORD 484,350 620,200 749,650 931,600
RICHMOND IND 535,900 686,050 829,250 1,030,600
ROANOKE IND 484,350 620,200 749,650 931,600
SALEM 484,350 620,200 749,650 931,600
STAUNTON 484,350 620,200 749,650 931,600
SUFFOLK 484,350 620,200 749,650 931,600
VIRGINIA BEACH 484,350 620,200 749,650 931,600
WAYNESBORO 484,350 620,200 749,650 931,600
WILLIAMSBURG 484,350 620,200 749,650 931,600
WINCHESTER 484,350 620,200 749,650 931,600

A non-complete list of cities to buy through the NACA program in DC-District Of Columbia, MD- Maryland, VA-Virginia:

Abell, Aberdeen, Abingdon, Accokeek, Adamstown, Adamstown, Adelphi, Aldie, Alexandria, Amissville, Andrews Air Force Base, Annandale, Annapolis, Aquasco, Annapolis Junction, Anne Arundel County, Arlington, Arlington County, Arlington Va, Arnold, Aroda, Ashburn, Ashton, Augusta Avenue, Baker, Baldwin, Ballenger Creek, Baltimore, Baltimore City, Barboursville, Barnesville, Basye, Bealeton, Beaverdam, Beallsville, Bel Air, Bel Alton, Beltsville, Benedict, Bentonville, Berkeley Springs, Berlin, Berryville, Berwyn Heights, Bethesda, Betterton, Big Cove, Tannery, Big Pool, Bladensburg, Bloomery, Bluemont, Boonsboro, Bowie, Boyce, Boyds, Bozman, Brandy Station, Brandywine, Breezewood Brentwood, Brinklow, Bristow, Broad Run, Broadlands, Brookeville, Broomes Island, Brunswick, Bryans Road, Bryantown, Buckeystown, Bumpass, Bunker Hill, Burke Burlington, Burtonsville, Bushwood, Cabin John, Cabins, California, Callaway, Cambridge, Capitol Heights, Capon Bridge, Cascade, Castleton, Catharpin, Catharpin, Catlett, Catonsville, Cecilton, Centreville, Chantilly, Chaptico, Charlestown, Charles County, Charlotte Hall, Cheltenham, Chesapeake Beach, Chesapeake City, Chester, Gap, Chestertown, Chestnut Hill Cove, Cheverly, Chevy Chase, Church Hill, Churchton, Churchville, Clarksburg, Clarksville, Clear Brook, Clear Spring, Clifton, Clinton, Clover Hil,l Cloverly, Cobb Island, Cockeysville, College Park, Colesville, Colora, Columbia, Conowingo, Cooksville, Cordova, Corriganville, Crapo, Cresaptown, Crisfield, Crofton, Cross Junction, Crownsville, Crumpton, Culpeper, Cumberland, Damascus, Dameron, Darlington, Darnestown, Davidsonville, Dayton, Deale, Delaplane, Delmar, Delray, Denton, Derwood, Dickerson, District Heights, Dowell, Drayden, Dumfries, Dundalk, Dunkirk, Dunn Loring, Earleville East, New Market, Easton, Edgewater, Edgewood, Edinburg, Eldersburg, Elkridge, Elkton, Elkwood, Ellerslie, Ellicott City, Emmitsburg, Essex, Fairfax, Fairfax County, Fairfax Station, Fairmount Heights, Fairplay, Falling Waters, Falls Church, Fallston, Falmouth, Faulkner, Federalsburg, Finksburg, Fishing Creek, Flint Hill, Flintstone, Forest Glen, Forest Hill, Fort Ashby, Fort Belvoir, Fort Littleton, Fort Meade, Fort Valley, Fort Washington, Frederick, Frederick County, Fredericksburg, Freeland, Friendship, Friendsville, Front Royal, Frostburg, Fruitland, Fulton, Gainesville, Gaithersburg, Galena, Galesville, Gambrills, Garrett Park, Garrison, Germantown, Gerrardstown, Gibson Island, Glen Arm, Glen Burnie, Glen Echo, Glenarden, Glenelg, Glenmont, Glenn Dale, Glenwood, Glyndon, Goldsboro, Goldvein, Gordonsville, Grantsville, Grasonville, Great Cacapon, Great Falls, Great Mills, Green Spring, Greenbelt, Greensboro, Greenway, Gwynn Oak, Hagerstown, Halethorpe, Hamilton, Hampstead, Hancock, Hanover, Harmans, Harrisonville, Harwood, Havre De Grace, Haymarket, Hedgesville, Henderson, Herndon, High View, Highland, Hollywood, Hughesville, Howard County, Hume, Huntingtown, Huntly Hurlock, Hyattsville, Idlewylde, Ijamsville, Indian Head, Inwood, Ironsides Issue, Jarrettsville, Jefferson, Jeffersonton, Jessup, Joppa, Kearneysville, Keedysville, Kennedyville, Kensington, Kentlands, Keymar, Kingsville, Knoxville, La Plata, Lake Frederick, Landover, Lanham, Largo, Lavale, Laytonsville, Leesburg, Leisure World, Leon, Leonardtown, Lexington Park, Lignum, Libertytown, Linden, Linthicum, Linthicum Heights, Locust Grove, Lonaconing, Lorton, Lost City, Lost River, Lothian, Loudoun County, Lovettsville, Lusby, Lutherville, Timonium, Madison, Manassas, Manchester, Marbury, Markham, Marriottsville, Marshall, Martinsburg, Marydel, Mathias, Maugansville, Maurertown, Maysville, Mayo,  McLean, Mcdaniel, Mechanicsville, Merrifield, Middle River, Middleburg, Middletown, Midland, Millers, Millersville, Millington, Mineral, Mitchells, Mitchellville, Monkton, Monrovia, Montgomery Village, Montgomery County, Moorefield, Mount Airy, Mount Jackson, Mount Rainier, Mount Savage, Mount Storm, Mount Vernon, Mount Victoria, Myersville, Nanjemoy, National Harbor, Neavitt, Needmore, New Carrollton, New Creek, New Market, New London, New Windsor, Newburg, Nokesville, Newington, Nokesville, North Beach, North Bethesda, North East, North Potomac, Nottingham, Oak Hill, Oakland, Oakton, Occoquan, Ocean City, Ocean Pines, Odenton, Old Fields, Oldtown, Olney, Owings Mills, Oxford, Oxon Hill, Paeonian Springs, Paris Park Hall, Parkton, Parkville, Partlow, Pasadena, Paw Paw, Perry Hall, Perryville, Petersburg, Phoenix, Pikesville, Piney Point, Point of Rocks, Points, Pomfret, Poolesville, Port Deposit, Port Republic, Port Tobacco, Potomac, Potomac Falls, Preston, Prince Frederick, Prince Georges County, Prince William County, Princess Anne, Purcellville, Purgitsville, Pylesville, Quantico, Queen Anne, Queenstown, Quicksburg, Randallstown, Rapidan, Rawlings, Reisterstown, Remington Reston, Reston, Reva, Rhoadesville, Richardsville, Ridge, Ridgeley, Ridgely, Rileyville, Rio, Rising Sun, Riva Riva, Riverdale, Rixeyville, Rochelle, Rock Hall, Rock Point, Rockville, Rohrersville, Romney, Rosedale, Round Hill, Royal Oak, Sabillasville, Saint Inigoes, Saint Leonard, Saint Michaels, Salisbury, Sandy Spring, Savage, Scotland, Severn, Severna Park, Shady Side, Sharpsburg, Shenandoah, Sherwood, Silver Spring, Slanesville, Simpsonville, Smithsburg, Solomons, Somerset, Sparks, Glencoe, Sparrows Point, Spencerville, Sperryville, Spotsylvania, Springdale, Springfield, Saint Leonard, Saint Michaels, Stafford, Stanley Star, Tannery, Stephens City, Stephenson, Sterling, Stevensville, Still Pond, Stoney Beach, Strasburg Street, Sudlersville, Suitland, Sumerduck, Sunderland, Swan Point, Swanton, Sykesville, Takoma Park, Tall Timbers, Taneytown, Taylors Island, Temple Hills, The Plains, Thurmont, Tilghman, Toddville, Toms Brook, Towson, Tracys Landing, Trappe, Triangle, Union Bridge, Unionville, Upper Marlboro, Upperco, Upperville, Urbana, Vienna, Waldorf, Walkersville, Wardensville, Warfordsburg, Warrenton, Warwick, Washington, Washington DC, Washington Grove, Waterford, West Friendship, West River, West McLean, West Minister, West River, Westernport, Westminster, White Hall, Wheaton, White Marsh, White Oak, White Plains, White Post, Whiteford, Williamsport, Winchester, Windsor Mill, Wittman, Woodbine, Woodbridge, Woodford, Woodsboro, Woodstock, Woodville, Woolford, Worton, Wye Mills, Yellow Spring

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DC-District Of Columbia/MD-Maryland/VA-Virginia metropolitan area with an NACA Approved Realtor and an NACA Buy down Specialist. When you work with us, you get more than a single realtor.

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Kristopher Fraley
NACA Program Team Leader
Keller Williams Capital Properties
20 W Gude Drive #200
Rockville, MD 20850

WWW.NO-DOWNPAYMENT.COM

Email: kris@no-downpayment.com

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Kristopher Fraley , Realtor

A few years ago a serendipitous event(purchasing a home through the NACA program with a 0% 30 year fixed interest rate) inspired me to become a licensed NACA approved real estate agent in the DC, Maryland & Virginia area, and I love it! There is nothing greater than giving back and its a fantastic process that I feel lucky to participate in. With so many money hungry sharks preying on innocent people in the real estate industry, I feel honored when people trust my team to help them obtain the best terms on a mortgage possible. I can be reached by emailing kris@no-downpayment.com