NACA Max Purchase Price Limit Increases In DC (District Of Columbia) In Select Cities to $726,525

DC is one of the most expensive housing markets in the United States. Previously the max purchase price was $453,000 for non targeted members. The NACA program has raised this to $726,525 for the entire region of DC.

Update: As of 2019, DC is considered a “high cost area”. This has been increased to 726,525

NACA Conforming loan limits for Washington DC – 2019

Priority Members – Low-to-moderate income Members (i.e. borrowers and co-borrowers) whose combined income is less than the median family Income for the MSA where they are purchasing a home (Click here for median income).

• Priority Members can purchase any property within a MSA within the conforming loan limit.

B. Non-Priority Member – Members (i.e. borrowers and co-borrower) whose combined income is equal to or greater than the median family income for the MSA where they are purchasing a home (Click here for Census Tract Median income)

• Non-Priority Members can only purchase in a MSA’s Priority Area with loan and required repairs within the conforming loan limit.

Conforming/conventional loan limits for the District of Columbia
One-Unit is a single family home or condominium
Two-Unit is two separate living units (duplex)
Three-Unit three separate living units (triplex)
Four-Unit four separate living units (fourplex)

County Name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
DISTRICT OF COLUMBIA 726,525 930,300 1,124,475 1,397,400

A non-complete list of cities to buy through the NACA program in DC-District Of Columbia, MD- Maryland, VA-Virginia:

Abell, Aberdeen, Abingdon, Accokeek, Adamstown, Adamstown, Adelphi, Aldie, Alexandria, Amissville, Andrews Air Force Base, Annandale, Annapolis, Aquasco, Annapolis Junction, Anne Arundel County, Arlington, Arlington County, Arlington Va, Arnold, Aroda, Ashburn, Ashton, Augusta Avenue, Baker, Baldwin, Ballenger Creek, Baltimore, Baltimore City, Barboursville, Barnesville, Basye, Bealeton, Beaverdam, Beallsville, Bel Air, Bel Alton, Beltsville, Benedict, Bentonville, Berkeley Springs, Berlin, Berryville, Berwyn Heights, Bethesda, Betterton, Big Cove, Tannery, Big Pool, Bladensburg, Bloomery, Bluemont, Boonsboro, Bowie, Boyce, Boyds, Bozman, Brandy Station, Brandywine, Breezewood Brentwood, Brinklow, Bristow, Broad Run, Broadlands, Brookeville, Broomes Island, Brunswick, Bryans Road, Bryantown, Buckeystown, Bumpass, Bunker Hill, Burke Burlington, Burtonsville, Bushwood, Cabin John, Cabins, California, Callaway, Cambridge, Capitol Heights, Capon Bridge, Cascade, Castleton, Catharpin, Catharpin, Catlett, Catonsville, Cecilton, Centreville, Chantilly, Chaptico, Charlestown, Charles County, Charlotte Hall, Cheltenham, Chesapeake Beach, Chesapeake City, Chester, Gap, Chestertown, Chestnut Hill Cove, Cheverly, Chevy Chase, Church Hill, Churchton, Churchville, Clarksburg, Clarksville, Clear Brook, Clear Spring, Clifton, Clinton, Clover Hil,l Cloverly, Cobb Island, Cockeysville, College Park, Colesville, Colora, Columbia, Conowingo, Cooksville, Cordova, Corriganville, Crapo, Cresaptown, Crisfield, Crofton, Cross Junction, Crownsville, Crumpton, Culpeper, Cumberland, Damascus, Dameron, Darlington, Darnestown, Davidsonville, Dayton, Deale, Delaplane, Delmar, Delray, Denton, Derwood, Dickerson, District Heights, Dowell, Drayden, Dumfries, Dundalk, Dunkirk, Dunn Loring, Earleville East, New Market, Easton, Edgewater, Edgewood, Edinburg, Eldersburg, Elkridge, Elkton, Elkwood, Ellerslie, Ellicott City, Emmitsburg, Essex, Fairfax, Fairfax County, Fairfax Station, Fairmount Heights, Fairplay, Falling Waters, Falls Church, Fallston, Falmouth, Faulkner, Federalsburg, Finksburg, Fishing Creek, Flint Hill, Flintstone, Forest Glen, Forest Hill, Fort Ashby, Fort Belvoir, Fort Littleton, Fort Meade, Fort Valley, Fort Washington, Frederick, Frederick County, Fredericksburg, Freeland, Friendship, Friendsville, Front Royal, Frostburg, Fruitland, Fulton, Gainesville, Gaithersburg, Galena, Galesville, Gambrills, Garrett Park, Garrison, Germantown, Gerrardstown, Gibson Island, Glen Arm, Glen Burnie, Glen Echo, Glenarden, Glenelg, Glenmont, Glenn Dale, Glenwood, Glyndon, Goldsboro, Goldvein, Gordonsville, Grantsville, Grasonville, Great Cacapon, Great Falls, Great Mills, Green Spring, Greenbelt, Greensboro, Greenway, Gwynn Oak, Hagerstown, Halethorpe, Hamilton, Hampstead, Hancock, Hanover, Harmans, Harrisonville, Harwood, Havre De Grace, Haymarket, Hedgesville, Henderson, Herndon, High View, Highland, Hollywood, Hughesville, Howard County, Hume, Huntingtown, Huntly Hurlock, Hyattsville, Idlewylde, Ijamsville, Indian Head, Inwood, Ironsides Issue, Jarrettsville, Jefferson, Jeffersonton, Jessup, Joppa, Kearneysville, Keedysville, Kennedyville, Kensington, Kentlands, Keymar, Kingsville, Knoxville, La Plata, Lake Frederick, Landover, Lanham, Largo, Lavale, Laytonsville, Leesburg, Leisure World, Leon, Leonardtown, Lexington Park, Lignum, Libertytown, Linden, Linthicum, Linthicum Heights, Locust Grove, Lonaconing, Lorton, Lost City, Lost River, Lothian, Loudoun County, Lovettsville, Lusby, Lutherville, Timonium, Madison, Manassas, Manchester, Marbury, Markham, Marriottsville, Marshall, Martinsburg, Marydel, Mathias, Maugansville, Maurertown, Maysville, Mayo,  McLean, Mcdaniel, Mechanicsville, Merrifield, Middle River, Middleburg, Middletown, Midland, Millers, Millersville, Millington, Mineral, Mitchells, Mitchellville, Monkton, Monrovia, Montgomery Village, Montgomery County, Moorefield, Mount Airy, Mount Jackson, Mount Rainier, Mount Savage, Mount Storm, Mount Vernon, Mount Victoria, Myersville, Nanjemoy, National Harbor, Neavitt, Needmore, New Carrollton, New Creek, New Market, New London, New Windsor, Newburg, Nokesville, Newington, Nokesville, North Beach, North Bethesda, North East, North Potomac, Nottingham, Oak Hill, Oakland, Oakton, Occoquan, Ocean City, Ocean Pines, Odenton, Old Fields, Oldtown, Olney, Owings Mills, Oxford, Oxon Hill, Paeonian Springs, Paris Park Hall, Parkton, Parkville, Partlow, Pasadena, Paw Paw, Perry Hall, Perryville, Petersburg, Phoenix, Pikesville, Piney Point, Point of Rocks, Points, Pomfret, Poolesville, Port Deposit, Port Republic, Port Tobacco, Potomac, Potomac Falls, Preston, Prince Frederick, Prince Georges County, Prince William County, Princess Anne, Purcellville, Purgitsville, Pylesville, Quantico, Queen Anne, Queenstown, Quicksburg, Randallstown, Rapidan, Rawlings, Reisterstown, Remington Reston, Reston, Reva, Rhoadesville, Richardsville, Ridge, Ridgeley, Ridgely, Rileyville, Rio, Rising Sun, Riva Riva, Riverdale, Rixeyville, Rochelle, Rock Hall, Rock Point, Rockville, Rohrersville, Romney, Rosedale, Round Hill, Royal Oak, Sabillasville, Saint Inigoes, Saint Leonard, Saint Michaels, Salisbury, Sandy Spring, Savage, Scotland, Severn, Severna Park, Shady Side, Sharpsburg, Shenandoah, Sherwood, Silver Spring, Slanesville, Simpsonville, Smithsburg, Solomons, Somerset, Sparks, Glencoe, Sparrows Point, Spencerville, Sperryville, Spotsylvania, Springdale, Springfield, Saint Leonard, Saint Michaels, Stafford, Stanley Star, Tannery, Stephens City, Stephenson, Sterling, Stevensville, Still Pond, Stoney Beach, Strasburg Street, Sudlersville, Suitland, Sumerduck, Sunderland, Swan Point, Swanton, Sykesville, Takoma Park, Tall Timbers, Taneytown, Taylors Island, Temple Hills, The Plains, Thurmont, Tilghman, Toddville, Toms Brook, Towson, Tracys Landing, Trappe, Triangle, Union Bridge, Unionville, Upper Marlboro, Upperco, Upperville, Urbana, Vienna, Waldorf, Walkersville, Wardensville, Warfordsburg, Warrenton, Warwick, Washington, Washington DC, Washington Grove, Waterford, West Friendship, West River, West McLean, West Minister, West River, Westernport, Westminster, White Hall, Wheaton, White Marsh, White Oak, White Plains, White Post, Whiteford, Williamsport, Winchester, Windsor Mill, Wittman, Woodbine, Woodbridge, Woodford, Woodsboro, Woodstock, Woodville, Woolford, Worton, Wye Mills, Yellow Spring

The Best NACA Home Buying Resource for DC, MD, VA

We are the only team in the
DC-District Of Columbia/MD-Maryland/VA-Virginia metropolitan area with an NACA Approved Realtor and an NACA Buy down Specialist. When you work with us, you get more than a single realtor.

We’ll teach you how to use the banks money to help you get your rate down to near 0%!

Are you ready to work with a #NACAREALTOR?

Kristopher Fraley
NACA Program Team Leader
Keller Williams Capital Properties
20 W Gude Drive #200
Rockville, MD 20850

WWW.NO-DOWNPAYMENT.COM

Email: kris@no-downpayment.com

View Kris’s post on the NACA FORUM

Kristopher Fraley , Realtor

A few years ago a serendipitous event(purchasing a home through the NACA program with a 0% 30 year fixed interest rate) inspired me to become a licensed NACA approved real estate agent in the DC, Maryland & Virginia area, and I love it! There is nothing greater than giving back and its a fantastic process that I feel lucky to participate in. With so many money hungry sharks preying on innocent people in the real estate industry, I feel honored when people trust my team to help them obtain the best terms on a mortgage possible. I can be reached by emailing kris@no-downpayment.com