My family and I are extremely grateful for Kristopher Fraley. He was the perfect realtor to have on our team during our NACA process. If you are in the NACA program, look no further. Kris made it clear through his words and actions – consistently – that he was on our side and genuinely wanted the best for us. There was never any pressure from him to do anything, only support, 100% of the time. He was patient as we looked at different homes and never complained. He asked great questions during the search process that helped us know when a home was right for us, and he gave great advice when asked. It was like having a family relative look at homes with you. As someone who has successfully gone through the NACA program himself, he was very knowledgeable about how the NACA program worked and how to get things done. He was an absolute joy to work with!!!
My team was honored to be a part of Tara Murray & Gareth Murray Jr. family’s journey to home ownership. What a privilege. I still remember our first consult over the phone back in February while I was in Florida. Much of the conversation was regarding the power of the interest rate buy down feature of the NACA program. What the Murray family achieved is nothing short of EXTRAORDINARY. It is quite possible they have the highest interest savings of anyone in the entire nation who has a mortgage! Saving over $400,000 in interest. I mean, seriously. Who has a $1700 monthly payment no interest loan on a 500k home with 48k FREE MONEY TO START THE LOAN?!?!?!?!?! Just WOW!. 😳 What an investment! It warms my heart Tara & Gareth were able to put their children in a beautiful home, with such a peaceful view of a pond! Serenity at its finest! I will never forget the conversation between us 3 sitting in the DC NACA office waiting to close. The Murray’s heartfelt conversation on what this accomplishment meant for their family. This is our WHY. 😊
Mr. & Mrs. Murray, children & their NACA realtor Kristopher Fraley closing at the DC NACA office. Mr. & Mrs. Murray’s purchase price was $500,000 with a 0.0625% 30 year FIXED interest rate. WOW!!! Loan amount: $451,338, including a $48,662 LENDER MATCHING GRANT, THATS $48,662 FREE MONEY! Mr. & Mrs. Murray’s total monthly payment is $1,698.06 including property taxes & insurance. Mr. & Mrs. Murray paid NO CLOSING COSTS, NO PMI, NO BOGUS FEES WHAT-SO-EVER. The Murray’s decided to take full advantage of what the NACA program had to offer. Each year they will build $15,187.56 equity not including property appreciation, with no interest! WOW!!! THAT IS POWERFUL. WHAT AN INVESTMENT! NACA WARRIORS! 🙂 Our NACA team leader Kristopher Fraley knows first hand what it takes to close on a NACA mortgage with an incredibly low interest rate, as he himself is a NACA home owner(0.0625% fixed rate). You may often see him posting on the NACA forums among many places across the internet. THE NACA PROGRAM IS NOT FOR THE FAINT OF HEART! Navigating through the program is far different than a conventional mortgage one can obtain down the street. It requires patience. Conventional real estate spend MILLIONS a year on advertising just to charge you FEES! NACA = $0 advertising, NO FEES! Don’t be fooled. Those who conquer the NACA program end up with unbeatable mortgage terms throughout the nation!
We specialize in the DC-District Of Columbia/MD-Maryland/VA-Virginia metropolitan area. We are experts on the NACA program. By developing relationships with NACA counselors, departments heads, and regional program managers over the last decade we’ve helped guided many buyers through the program successfully.