10 Steps to home ownership

This section describes NACA’s comprehensive counseling and steps for purchasing a home through NACA.  If you follow these steps, you will become a homeowner.  The more preparation you do, the sooner you will be able to purchase your home.  The overview below is followed by a detailed description of each step.

kristopher fraley naca realtor reviews the steps to buy a home with the naca real estate program loan qualification workbook interest rate

Step 1- Initial Home Buyer Workshop

Step 2- Housing Counseling & Preparation

Step 3- NACA Qualification

Step 4- Housing Search/ Agent Representation

Step 5- Purchase & Sale Contract

Step 6- Property Condition/Repairs

Step 7- NACA Credit Access & Bank Application

Step 8- Mortgage Processing & Underwriting

Step 9- CONGRATULATIONS! Closing Day & KEYS!

Step 10- Post Purchase Membership Assistance Program